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Real Estate

Jd Puri Realtor Evaluate the Best offer for Your Buying Homes

Have you received an offer on your home? If yes, then congratulations! But, now what? Navigating offers on your home, especially when you have received many, can be challenging. Moreover, you need to tempt to jump on the first or highest offer received, there is more to evaluate than just the offer price. In this content journey, we rounded up the expert advice of JD Puri Realtor on how to evaluate offers from home buyers.

‍Speed: How quickly does the buyer want to close?

What is the closing date? ‍

Pay attention to the offered date of possession that’s listed. You may need to find alternative housing or lease back the property from the buyers for some time if you need to stay in the home past this date.

Does this date align with your timeline? ‍

You need to close on your home as soon as possible, or need to close within a precise time frame due to external possibilities. For example, you have to move fast to migrate for a job, or you need to hold off on moving until the school year ends.

If the buyer wants to buy the house sooner, are they ready to do a leaseback? A leaseback is when the buyer permits you to rent the property for a specified amount of time after it’s been sold, which may be valuable if you need to delay moving. 

How flexible is the buyer on timing? ‍

Consider whether the buyer can be flexible when it comes to closing if your circumstances require you to move on a specific timeline. You’ll want to know if the buyer is willing to work with you if you need to close faster or stay in the home longer.

When does the offer expire? ‍

Every request you receive will contain an expiration date set by the buyer. As the seller, you’ll need to decide on whether to accept, reject, or arrange the request and communicate this to the customer on or before this date.

Certainty: how qualified is the buyer?

Is it a cash offer? ‍

An all-cash request often means a quicker and less risky road to closing, which causes cash offers a pretty option for sellers. Although a cash offer may come at the payment of a lower offer price, the advantage is that you won’t have to worry about the chance of a low appraisal or third-party financing falling through.

How financially secure is the buyer? ‍

You want to make sure things go as smoothly as possible, and that means a financially stable buyer when considering a buyer for your home. A few good indicators of a buyer’s economic security are how much of a down payment they’re making, the amount of their intense money deposit, and if they’re pre-approved for a loan.

  • Down Payment: 

While talking about the down payment, it is the amount of money a buyer pays towards the investment of a home that is not fiance by a lender.

  •  A higher down payment percentage is expressive of a financially secure and profound buyer. Basically, a down payment between 20% and 50% is a strong indication that the buyer is financially stable.
  • Earnest Money Deposit: An earnest money deposit is a deposit made by the customer in good faith that they’re going to buy your home. This is money that the customer won’t get back if they select to back out of the contract for a cause not defined in the agreement. A more heightened earnest money deposit means they’re severe about buying your home.
  • Pre-Approval: Being pre-approved, unlike being pre-qualified, means a lender has officially examined the buyer’s credit, earnings, and other documentation to ensure they’re financially able to buy your home. Although pre-approval doesn’t ensure a buyer’s financing, it’s a powerful signal that they’re a talented buyer and ready to invest.

Are there any buyer contingencies? ‍

A buyer needs to submit a proposal with contingencies, or requirements that must be fulfilled before the purchase can be complete. Take note of any contingencies in the contract when reviewing offers. Some of the most common contingencies possess: ‍

  • ‍Home Sale Contingency: This means the asset is contingent on the buyer selling their present home.
  • Inspection Contingency: This remarks the buyer can back out of the deal if the main concern is found during the inspection.
  • Financing Contingency: This permits the buyer to back out of the deal if they are unfit to obtain a mortgage.
  • Appraisal Contingency: This takes results when your home appraises for less than the offer amount, in which case the consumer can call off the transaction.

All in all, the more irregular contingencies the buyer includes. They have to walk away from the deal and the a greater chance the sale closes without any issues.

Price: how much are they offering? ‍

The price at which a buyer is proffering to pay for your home is fairly self-explanatory. However, there are a few things to suppose that may end up impacting your earnings from the sale. Be sure to take into account the above when evaluating the offer price.

In closing: 

After reading this informative post, you may come to know how Jaideep Puri evaluates the best offer your buying homes. Furthermore, if you want to know more about home buying offers, leave your message in the below comment section box. Thank you for reaching out!

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